Terms & Conditions

Information about us

www.discreetadvisory.com is a website owned and managed by Discreet Advisory (“We”)


Applications and terms of website use

These legal notices apply to your use of www.discreetadvisory.com, which is owned by and managed by Discreet Advisory Sarl of Gildo Pastor Center, 7 Rue du Gabian, 98000 Monaco.

These terms and conditions set out the terms of use on which you may make use of the website www.discreetadvisory.com (our “Website”). By using the site, including by accessing, browsing or submitting data to the Website, you agree to be bound by these terms and conditions and to comply with all applicable laws, rules and regulations. By using our Website you indicate that you accept these terms of use and that you agree to abide by them. If you do not accept these terms in full, then you do not have permission to access the contents of the Website and, therefore, should cease using it immediately.


Accessing our Website

Access to our Website is permitted on a temporary basis, and We reserve the right to withdraw or amend the service We provide on our Website without notice (see below). We will not be liable if for any reason our Website is unavailable at any time or for any period. From time to time, We may restrict access to some parts of our Website, or our entire Website, to all users.

You are responsible for making all arrangements necessary for you to have access to our Website. You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms, and that they comply with them.


Material on our Website

The material on our Website is for general information only and you must take appropriate professional advice before taking or refraining from action based on any material on our Website. Discreet Advisory accepts no liability whatsoever for any reliance upon the contents of this Website. From time to time, you may have access to other websites from our Website, and our Website may refer to other websites, Discreet Advisory accepts no liability in connection with any other website.


Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our Website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. You may print off one copy, and may download extracts of any page(s) from our Website for your personal reference and you may draw the attention of others within your organisation to material posted on our Website.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Authors of any material on our Website assert their moral rights. This licence does not cover content owned by anyone other than Discreet Advisory nor does it allow copying of the structure, look and feel or program code relating to our Website. Our status (and that of any identified contributors) as the authors of material on our Website must always be acknowledged.

You must not use any part of the materials on our Website for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our Website in breach of these terms of use, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.


Reliance on information posted

The material on our Website is not intended to be and does not amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility to the fullest extent permitted by law.


Our Website changes regularly

We aim to update our Website regularly, and may change the content at any time. If the need arises, We may suspend access to our Website, or close it indefinitely. Any of the material on our Website may be out of date at any given time and We are under no obligation to update such material.


Our liability

The material displayed on our Website is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, We and third parties connected to us hereby expressly exclude:

– all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity; and

– any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Website or in connection with the use, inability to use, or results of the use of our Website, any websites linked to it and any materials posted on it, including, without limitation any liability for loss of income or revenue; loss of business; loss of profits or contracts; loss of anticipated savings; loss of data; loss of goodwill; wasted management or office time; and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

The above exclusions do not affect our liability for death or personal injury arising from our negligence, or our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, or any other liability which cannot be excluded or limited under applicable law.


Privacy Policy Statement

We use your personal information to provide you with our services, to inform you of relevant news (such as firm-related announcements and forthcoming events) and legal developments, and to invite you to events and training sessions.

Any information automatically retrieved from visitors to our Website, such as site browsing patterns, will only be used in aggregate form (so that no individual users are identified) to manage our relationship with our website services provider and analyse site traffic.

We will only disclose personal information to successors in title to our business and suppliers We engage to process data on our behalf.

You may have a right to access personal information We hold about you. If you have any requests or queries concerning your personal information please contact us at info@discreetadvisory.com.


Data Protection

In accordance with Monaco Law 1,165 of December 1993 as modified, and any subsequent modifications to such law, We are subject to the requirements imposed by the Commission de Contrôle des Informations Nominatives – CCIN, the local data protection regulator.  In addition, in accordance with the European Data Protection Regulation (GDPR), We collect and may process your personal information for compliance, client management and file keeping purposes such as AML compliance with local authorities, client record management, etc.


Cookies used in our Website

Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. We may collect information about your computer and your visits to this Website, such as your IP address, geographical location, the source of referral, browser type and details in relation to the Website visits and views and We may use this information, including for marketing purposes and to monitor and improve the use of the Website. By using our Website, you agree that We can place these types of cookies on your devices.

Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.


Our relationship

Your visit to our website does not imply a client-advisor relationship between us.  We will only be formally instructed as your advisors once We have corresponded on a specific matter and We have sent you, and you have accepted our terms of engagement.


Viruses, hacking and other offences

You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not upload illegal or defamatory content and you must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of service attack.

We will report any such breach to the relevant law enforcement authorities and We will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any material posted on it, or on any website linked to it.



You may not link our Website to any other website. We do not make any warranties, representations or undertakings about the content of any other website which may be referred to or accessed by hypertext link from our Website and We do not endorse or approve any content of such third party websites. Any websites wishing to establish a link with our Website must contact us and may only effect such link once they are in receipt of written authority from us.


Jurisdiction and applicable law

These Terms and Conditions are subject to the laws of Monaco. You and We agree to submit to the exclusive jurisdiction of the Monaco courts for resolving any dispute between us related to use of this website.



We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes We make, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our Website.


Your concerns

If you have any concerns about material which appears on our Website, please contact info@discreetadvisory.com.

Thank you for visiting our Website.